Overview

The LIC AAO (Assistant Administrative Officer) and AE (Assistant Engineer) Exam 2025 is conducted by the Life Insurance Corporation of India (LIC) to recruit candidates for AAO Generalist, AAO Specialist (Chartered Accountant, Company Secretary, Actuarial, Legal, Insurance Specialist), and Assistant Engineer (Civil/Electrical).

Important Dates

Following are the important dates for LIC AAO and AE :

Download Notifications PDF

Download Notifications PDF

Selection Process

Prelims (Phase I): Objective test (qualifying).

Mains (Phase II): Objective + Descriptive test (marks counted for ranking).

Interview (Phase III): Personality test (60 marks).

Pre-Recruitment Medical Exam: Mandatory for final selection.

Eligibility Criteria

• Nationality: Indian citizen (some exceptions for Nepal, Bhutan, Tibetan refugees per govt. rules).
• Age Limit (as of August 1, 2025):
  • Minimum: 21 years.
  • Maximum: 30 years (AAO Generalist, CS, Actuarial, Insurance, AE); 32 years (AAO Legal, CA).
  • Relaxation: SC/ST (5 years), OBC (3 years), PwBD (10 years), ECO/SSCO (5 years), LIC employees (additional 5 years).
• Educational Qualification:
  • AAO Generalist: Bachelor’s degree (any discipline).
  • AAO (CA): Bachelor’s degree + ICAI final exam + Associate Member.
  • AAO (Legal): Bachelor’s in Law/LLM + 3 years bar experience.
  • AAO (Actuarial): Bachelor’s degree + passed CT1, CT5 + 4 more actuarial exams (IAI/IFoA, UK).
  • AAO (CS): Bachelor’s degree + ICSI Associate Member.
  • AAO (IT): B.Tech/MCA/MSc (CS/IT/Electronics).
  • AE (Civil/Electrical): B.Tech/B.E. (Civil/Electrical) + 3 years experience in multi-storied building projects.
• Note: Only one post application allowed; no attempt limit.

Syllabus & Exam Pattern

• Negative Marking- There is no negative marking in the Mains exam for Generalist posts, but for Specialist and AE posts, 1/4th mark is deducted for wrong answers in the Objective Test.
• Time Duration- The preliminary examination will be conducted in 60 minutes or 1 hour. The Mains examination would be conducted in 120 minutes or 2 hours.
• No.of Questions- The number of questions in the preliminary paper would consist of 100 questions and the Mains paper would consist of 120 questions.
• Types of Questions- Both the papers would be objective type/ multiple choice questions.
• Mode of Exam- Both papers will be conducted in online mode.
• Qualifying Marks- Both papers are to be qualified within the cut-off set by the LIC.

Preliminary Examination

Main Examination

Syllabus 

The syllabus for LIC AAO and AE exam is as follows

Prelims Syllabus (Phase I - Objective, Qualifying)

The LIC AAO and AE Prelims Exam 2025 is common for all posts (Generalist, Specialist, and AE).

• Reasoning Ability: Sitting Arrangements, Puzzles,Syllogism,Blood Relations,Coding-Decoding,Inequalities,Direction Sense,Order and Ranking,Alphanumeric Series,Input-Output,Logical Reasoning.

• Quantitative Aptitude: Simplification and Approximation,Number Series (Missing and Wrong),Data Interpretation (Bar Graph, Line Chart, Pie Chart, Tabular, Caselet),Quadratic Equations,Percentage, Profit & Loss, Ratio & Proportion, Time & Work, Time & Distance, Simple & Compound Interest, Average, Mixture & Alligation,Data Sufficiency,Probability,Mensuration

• English Language (Qualifying): Reading Comprehension,Cloze Test,Para Jumbles,Sentence Improvement/Correction,Spotting Errors,Fill in the Blanks,Vocabulary (Synonyms, Antonyms, Word Usage),Grammar (Tenses, Articles, Prepositions)

Mains Syllabus (Phase II - Objective + Descriptive)

For AAO Generalist

• Reasoning Ability (Same topics as Prelims but with higher difficulty): Advanced Puzzles and Seating Arrangements,Critical Reasoning,Data Sufficiency,Machine Input-Output,Coding-Decoding (Complex).

• General Knowledge & Current Affairs: Current Events (National and International),Awards and Honors,Sports,Books and Authors,Important Days,Government Schemes,Economic and Financial News,Static GK (History, Geography, Polity, Culture)

• Data Analysis & Interpretation: Advanced Data Interpretation (Caselets, Missing DI, Mixed DI),Data Sufficiency,Probability and Permutations,Statistical Analysis,Arithmetic-based Data Problems

• Insurance & Financial Market Awareness: Insurance Concepts (Types, Principles, Policies),Financial Markets (Stock Market, Bonds, Mutual Funds),Banking Awareness (RBI, Banking Terms, Monetary Policies),Insurance Sector Updates (IRDAI, LIC Products),Budget and Economic Survey,Financial Institutions and Regulators

• English Language (Descriptive Test, Qualifying): Essay Writing (Topics on Insurance, Economy, Social Issues),Letter Writing (Formal and Informal)

For AAO Specialist and AE

• Reasoning Ability (Same as Generalist)

• General Knowledge & Current Affairs (Same as Generalist)

• Data Analysis & Interpretation (Same as Generalist)

• Insurance & Financial Market Awareness (Same as Generalist)

• Professional Knowledge (Specific to the post):

  • AAO (CA): Accounting Standards, Auditing, Taxation, Financial Reporting, Cost Accounting.

  • AAO (Legal): Indian Constitution, Contract Act, Insurance Laws, Company Law, Civil and Criminal Laws.

  • AAO (Actuarial): Probability, Statistics, Financial Mathematics, Actuarial Models, Life Insurance Products.

  • AAO (CS): Company Law, Corporate Governance, Secretarial Standards, Compliance Management.

  • AAO (IT): Computer Networks, Database Management, Programming (C, Java, Python), Cybersecurity, Operating Systems.

  • AE (Civil/Electrical): Structural Engineering, Construction Management, Electrical Systems, Building Materials, Project Planning.

• English Language (Descriptive Test, Qualifying) (Same as Generalist)

Preparation Tips

• Know Exam Pattern: Prelims (100 Qs, 60 min); Mains (120 Qs + descriptive, 120 min).
• Study Plan: 6–8 hrs daily, focus on weak areas (Reasoning, Quant, English, Professional Knowledge).
• Build Basics: Master Quant (arithmetic, DI) and Reasoning (puzzles, sitting).
• Mock Tests: Take 1–2 weekly, analyze mistakes.
• English Skills: Read newspapers, practice comprehension, cloze test, error spotting.
• Current Affairs: Follow news, insurance, banking updates, monthly magazines.
• Professional Knowledge: Revise CA/Legal/IT/Civil/Electrical concepts (for Specialists/AE).
• Time Management: Practice timed questions, use shortcuts.
• Descriptive Test: Practice essays (insurance, economy) and letters (formal/informal).